How to Have a Social Life Without Going Broke.
MY STORY For two years I lived a double life. Monday through Friday I was responsible with money. I packed lunch. I made coffee at…
Personal Finance
How Much Money Should You Have Saved by 25, 30, and 35 (Real Numbers)
📖 What’s In This Post The Google Search That Ruined My Night What The Experts Say You Should Have (Brace Yourself) What People Actually Have…
Why Being Broke Is So Expensive (The Cost Nobody Talks About)
📖 What's In This Post The $35 That Started Everything What Nobody Understands Unless They Have Lived It The Poverty Tax — I Did The…
Why You Cannot Save Money (It Is Not Your Income).
📖 What’s In This Post The $4 That Broke Something In Me What Was Actually Going On The Night Everything Clicked Everything I Tried That…
Roth vs Traditional IRA: The One I Wish Someone Explained to Me First.
Posted by Azib Manzoor ⚡ Quick Summary I opened the wrong IRA at 24 because I picked based on a five-minute Google search and a…
How to Get Out of Debt: The Complete Roadmap.
✍️ Azib Manzoor | 📅 June 27, 2026 | ⏱ 14 min read 📌 What this guide covers: The honest truth about why most people…
The Complete Beginner’s Guide to Budgeting in 2026.
✍️ Azib Manzoor | 📅 June 25, 2026 | ⏱ 12 min read ⚡ What you’ll learn in this guide: What budgeting actually means —…
Nobody Told Me About a 401k Until I Was 27 (Here is Everything I Wish I Knew at 22).
⚡ Quick Summary I worked from age 22 to 27 without contributing a single dollar to retirement That five year gap will cost me an…
How I Paid Off $8,000 in Debt Working a $14/Hour Job (The Exact Numbers).
⚡ Quick Summary I had $8,000 in credit card debt at age 25 earning $14 an hour I paid it all off in 22 months…
The 50/30/20 Rule Explained Simply.
The 50/30/20 Rule Explained Simply (And Why I Changed It) I was sitting in my car on a Saturday morning in January 2024 with a…