Free income & expense tracking for freelancers.
FlowLedger is a simple starting place for freelancers who want to organize income and expenses, see their cash-flow totals, and make their next decision with clearer numbers.
No account or bank connection required for this starter tool. Your entries stay in this browser on this device; they are not synced to a server.
Less guessing. A clearer picture of cash flow.
Start with the core numbers before adding more software to your workday.
Record income and costs
Add a payment, software bill, travel cost or other business movement with a date and short description.
See your net difference
Totals update automatically so you can compare the income recorded with the expenses entered.
Keep the first step simple
Use a small cash-flow log first. This starter tool does not replace accounting, invoicing, tax filing or bookkeeping advice.
Start your FlowLedger cash-flow log.
Add income and expense entries below. The summary and transaction list update as you work.
Cash-flow starter
Track basic money movements for the period you select.
Your entries
Your list is stored locally in this browser.
This is a basic cash-flow organizer, not a bank-connected app, invoice system, accounting package, or source of tax advice. Keep your own records and backup exported files.
A useful habit in four small steps.
The value comes from recording real transactions and reviewing them—not from a made-up dashboard number.
Record
Add payments received and expenses paid, with a short label and date.
Review
See totals for this month or all recorded entries.
Export
Download a CSV copy for your records or spreadsheet.
Adjust
Use the numbers to prepare questions and plan next steps.
Useful basics, with clear limits.
FlowLedger’s public starter tool supports the tasks listed here. More advanced business features should only be advertised when they are actually available.
Included now
Income and expense entries, dates, categories, monthly/all-entry totals, local browser storage and CSV export.
Not connected
No automatic bank feed, cloud sync, account login, multi-user workspace, payment processing or server-side storage.
Use it responsibly
Back up the CSV and keep your formal accounting, tax and invoicing records in the appropriate systems for your business and country.
Before you use FlowLedger.
Is the cash-flow tracker free?
Yes. The in-page starter tool is free to use and does not require an account.
Where is my data saved?
Your entries stay in this browser on this device. They are not uploaded or synced. Clearing browser storage may erase them, so export a backup.
Can I create invoices or file taxes?
No. This page currently provides a simple income-and-expense log. It does not create or send invoices and does not calculate tax or provide accounting advice.